TSP & Federal Pension
Drawdown Order
We model TSP rollovers, FERS supplement, Social Security timing, and Roth conversions before retirement — not after the first RMD.
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A Fiduciary Wealth Advisor In Bowie, Maryland.
Coordinated tax, estate, retirement, and investment planning for Bowie families, federal employees, and business owners — from an office on Melford Blvd, serving Prince George's County and the DMV.
Wealth Coordination, Built For Bowie Households
Vickers Financial Group is a Bowie, Maryland-headquartered wealth firm that coordinates the disciplines that typically live in separate offices — investment management, tax planning, estate planning, retirement income, and asset protection — under one strategy. Our office sits at 16701 Melford Blvd, inside the Melford office park off MD-3 and Route 50.
Bowie's household mix is unique: a heavy concentration of federal employees and contractors, military retirees, established physicians, and multi-generational small-business owners. Each of these situations has planning seams — TSP and pension, RSUs and deferred-comp, real-estate portfolios, S-corp distributions — that a single-discipline CPA or broker cannot see end to end. That is the gap we close.
Who It's For
Who We Serve In Bowie & Prince George's County
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Federal employees nearing retirement coordinating TSP, FERS, Social Security, and Medicare
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Bowie business owners planning the next 3–10 years and an eventual exit
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Physicians and dental practice owners managing entity tax + personal wealth together
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Pre-retirees with $1M+ across 401(k), brokerage, and real estate
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Multi-generational Bowie families preserving home equity and supporting adult children
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Trustees administering family or testamentary trusts under Maryland law
The Coordinated Approach
What A Bowie Engagement Looks Like, Coordinated
Most Bowie households we meet already have a CPA, an estate attorney somewhere in the file, and an investment account or two. The work is rarely "find a new investment" — it is making the pieces agree.
Maryland Estate Tax
Title + Trust
Maryland's $5M state estate exemption is decoupled from federal — we coordinate trust funding and asset titling so MD families don't trip it accidentally.
Business Owner Tax
Entity + Personal
S-corp salary, retained earnings, defined-benefit, and Augusta-rule planning coordinated with the personal 1040 — not bolted on at year-end.
Real Estate Holdings
Asset Protection
LLC and trust titling for rentals, 1031 strategy, and depreciation recapture planning — integrated with the investment plan.
Trust Administration
Fiduciary Coordination
We support Bowie trustees with investment policy, accountings, and beneficiary communication under Maryland Trust Act standards.
Concentrated Stock
Federal Contractor Equity
RSUs, deferred-comp, and concentrated positions from DC-area contractors and large employers — diversified with tax-aware planning.
Our Process
Working With Us From Bowie
1
30-Minute Call
We meet at our Melford Blvd office, by video, or by phone — no cost, no pressure.
2
Document Review
Tax returns, estate documents, beneficiary forms, account statements, and any business documents.
3
Coordinated Plan
A written, prioritized plan covering tax, estate, investments, retirement, and protection.
4
Implement + Review
We coordinate with your existing CPA and attorney and meet on a recurring schedule.
Free Guide
The Coordinated Wealth Blueprint
7 costly financial planning mistakes affluent families make — covering tax planning, estate planning, retirement, asset protection, trusts, business succession, and generational wealth transfer.
Serving the DMV & Nationwide
About Our Bowie, MD Office
Our office is at 16701 Melford Blvd, Bowie, MD 20715, inside the Melford office park. We're a few minutes from the Bowie Town Center, easily reached from MD-3, US-50, and the ICC, and within a 30- minute drive of Annapolis, Washington DC, Crofton, Upper Marlboro, and Mitchellville.
We serve clients in person across Prince George's County, Anne Arundel County, Howard County, and the broader DMV, and we serve clients nationwide virtually when zip code isn't the constraint.
Frequently Asked Questions
A Fiduciary Wealth — Common Questions
Coordinated Disciplines
Related Planning Areas
The Legacy Wealth Brief
One high-impact wealth strategy, delivered every week.
Insights on tax planning, estate planning, retirement income, business ownership, and generational wealth.
A Coordinated Advisor In Your Backyard.
Schedule a 30-minute strategy session at our Bowie office or by video. We'll review what's in place and tell you the two or three changes that would matter most.